How Can 401Karat Help Your Practice?

At 401karat, we believe modern investing should be simple. We’ll do the heavy lifting for you with quarterly allocation recommendations, risk-based models and financial literacy resources.  Sign up with 401karat and help your plan participants get on the road to financial freedom!

  • Continual Quarterly Investment Advice

    Each quarter, a 401karat analyst will personally review retirement investment options. You’ll also receive four risk-based models for each retirement plan for participants.

  • Fintech With a Human Touch

    Our modern investment technology allows for the discovery of new market trends while taking the emotion out of investing. Active market allocation models as market conditions change. And if you ever have questions, 401karat analysts are always available to help.

  • Proprietary Recession Indicator

    With 401karat’s proprietary indicator, you can avoid substantial account drawdowns during a recession. Exit the market and reenter once the 401karat indicator turns positive.

  • Financial Literacy

    Get access to 401karat’s biweekly newsletter, educational articles about investment basics and personal finance and regular commentary during periods of market volatility.

Man looking at tablet in an office setting

How Does 401karat Work?

Subscribe Online

Advisors gain access to our online portal through the 401karat website. Upload each retirement plan’s investment options and 401karat will do the rest!

Modern Investment Analysis

401karat’s investment software objectively and mathematically analyzes each investment. 401karat’s analysts then observe how each available investment option is performing relative to current market conditions. The analysts then create four risk-based models for each plan tailored to meet a plan participant’s personal finance goals.

Participants Make the Change

The finished models are delivered to the advisor’s online account through 401karat’s online portal. Plan participants simply log in to their retirement plan’s website, make the recommended changes and they’re done!

Pay One Convenient, Flat Fee

Advisors only pay one convenient flat fee with 401karat. You don’t need to worry about long-term contracts with 401karat and this flat fee ensures that fees don’t rise as plans grow.

Sign Up TodayGet Started With 401karat

Signing up with 401karat is easy! Get started today and help your plan participants save smarter for retirement.