Your 401k can
Stop settling for Wall Street’s “set it and forget it”
performance on your money.
Get professionally managed returns.
Just $50 per Quarter.
Your first quarter FREE!
Let’s get your 401k in the right funds.
Sign up NOW to start getting professionally-managed returns on your 401k.
Why settle for passive “buy and hold” performance on your 401k
Professionally managed performance can net you 75% more wealth over 20 years.
Professionally managed 401k accounts generate 3-4% higher returns per year than self-managed “set it and forget it” accounts with cheap, passive index funds. That can mean a difference of up to 75% more wealth over 20 years. Would it be worth $200 a year to get direct, professional advice to easily manage your 401k and have an additional $200,000 at retirement?
We tell you where to put your money. You make the changes.
No need to give us access to your accounts. A tiny flat fee that doesn’t penalize you for growing your portfolio.
First Quarter FREE
How 401karat works
Step 1 | Sign Up
You simply register for your 401karat account by completing a short risk tolerance questionnaire. If this is your first time using 401karat, you can get your first quarter for FREE! No contracts, no commitments.
Step 2 | Schedule Your Personal, 30-Minute 401karat Walkthrough
Once you have signed up, you will receive a confirmation email with instructions and a link to schedule a 30-minute virtual walkthrough with Ed Chairvolotti. Ed will provide basic education about the problem of Wall Streets "Set it and forget" mentality, and the simple idea behind the 401karat investment methodology. He will then review and assess your current 401k fund lineup with you, and teach you about the 401karat process of making allocation changes to your 401k funds once you receive your custom recommendations in Step 3.
Step 3 | Get Your Custom Recommendations and Make The Changes
Once 401karat has analyzed your retirement investment options through our advanced investment analysis, you’ll receive an email letting you know to log into your 401karat portal to review your recommended allocation changes. Once you’ve received your custom allocation, you can login to your company retirement website and make the recommended changes to your plan. At 401karat, we believe investors should have the final say regarding their investments.
Step 4 | Quarterly Updates to Keep Your 401k Karatized
Your first quarter is completely free! After your first quarter, we will bill you only $50.00 every 90 days. (With no contracts and no commitments, you can cancel at any time.) Every quarter, you’ll receive new allocation recommendations from 401karat. In the meantime, feel free to keep up with the market by reading 401karat’s regular market updates!
Meet Ed Chairvolotti.
Your personal guide to professionally-managed performance.
Wall Street skeptic. Top 100 Financial Advisor. 401k Investment Manager for thousands.
401karat Founder and Chief
75% of 401k participants don’t have access to professional management of their investments, settling for passive, self-managed returns. Ed Chairvolotti is on a mission to change that. In his 10 years as a top investment manager he discovered his passion for the 401k participant, making a real difference in the lives and retirement of thousands. He created 401karat to disrupt the “Set it and forget it” investment mentality touted by Wall Street’s so-called “experts”, and give the average 401k participant easy, affordable, direct access to a professionally managed 401k portfolio.
- 35 years of investment experience
- Recognized as a Top 100 Advisor since 2016
- 11 years as a Fiduciary Investment Manager for his clients
- 401k Investment Manager for over 100 retirement plans across the US