401karat will reach out after your account is created to set up a personal phone call with a 401(k) advisor, ensuring your custom-built allocation is tailor-made to match your financial goals.

Once 401karat has analyzed your 401(k)’s investment options through our modern, math-based investment analysis, you’ll find your recommended allocation in your 401karat portal.

Once you’ve received your allocation, you can go to your 401(k)’s website and make the recommended changes to your 401(k) allocation on your end. At 401karat, we believe investors should have the final say on their investments.

Every quarter, you’ll be notified when your new recommended allocation has been uploaded by 401karat. In the meantime, feel free to keep up with the market by reading 401karat’s regular market updates!