Take better care
of your 401k.
Stop settling for Wall Street’s
“set it and forget it”
performance on your money.
Get professionally managed returns
for just $50 per quarter.
Start Getting
Professionally-Managed
Returns on Your 401k
Just $50/Quarter
The Market Is Always Moving.
Is your 401k standing still?
Your 401k is a long-term investment, not a day-trading account. But that doesn’t mean you should settle for passive, “buy and hold” performance of your funds. The Market is not exact science, but sector trends can be analyzed in a scientific way. Professional investment managers have advanced tools, models and the know-how to give the average 401k participant a better chance to outperform “the market”.
Your 401k Can Do Better.
Professionally managed performance can net you 75% more wealth over 20 years.
Professionally managed 401k accounts generate 3-4% higher returns per year than self-managed “set it and forget it” accounts with cheap, passive index funds. That can mean a difference of up to 75% more wealth over 20 years. Would it be worth $200 a year to get direct, professional advice to easily manage your 401k and have an additional $200,000 at retirement?
KARATIZE YOUR 401k
Custom Quarterly Allocation Adjustments
to Optimize your 401k Performance
You have limited fund options in your 401k. But you have options. Say goodbye to “set it and forget it”.
Start your customized 401karat quarterly investment allocation adjustments today.
And start getting professionally managed performance on your hard-earned money.
The Best $50 you ever invested
$50 per Quarter
Tactical 401k Allocation Adjustments
Customized for your investment fund options
We tell you exactly where
to put your money.
You make the changes.
No need to give us access to your accounts
A flat fee that doesn’t penalize you
for growing your portfolio
How It Works
Step 1 | Sign Up
You simply register for your 401karat account by completing a short risk tolerance questionnaire. No contracts, no commitments.
Step 2 | Schedule Your Personal, 30-Minute 401karat Walkthrough
Once you have signed up, you will receive a confirmation email with instructions and a link to schedule a 30-minute virtual walkthrough with Ed Chairvolotti. Ed will provide basic education about the problem of Wall Streets "Set it and forget" mentality, and the simple idea behind the 401karat investment methodology. He will then review and assess your current 401k fund lineup with you, and teach you about the 401karat process of making allocation changes to your 401k funds once you receive your custom recommendations in Step 3.
Step 3 | Get Your Custom Recommendations and Make The Changes
Once 401karat has analyzed your retirement investment options through our advanced investment analysis, you’ll receive an email letting you know to log into your 401karat portal to review your recommended allocation changes. Once you’ve received your custom allocation, you can login to your company retirement website and make the recommended changes to your plan. At 401karat, we believe investors should have the final say regarding their investments.
Step 4 | Quarterly Updates to Keep Your 401k Karatized
We will bill you only $50.00 every 90 days. (With no contracts and no commitments, you can cancel at any time.) Every quarter, you’ll receive new allocation recommendations from 401karat. In the meantime, feel free to keep up with the market by reading 401karat’s regular market updates!
Wall Street skeptic.
Top 100 Financial Advisor.
401k Investment Manager for thousands.
Ed Chairvolotti
401karat Founder and Chief
Investment Manager
75% of 401k participants don’t have access to professional management of their investments, settling for passive, self-managed returns. Ed Chairvolotti is on a mission to change that. In his 10 years as a top investment manager he discovered his passion for the 401k participant, making a real difference in the lives and retirement of thousands. He created 401karat to disrupt the “Set it and forget it” investment mentality touted by Wall Street’s so-called “experts”, and give the average 401k participant easy, affordable, direct access to a professionally managed 401k portfolio.
- 35 years of investment experience
- Recognized as a Top 100 Advisor since 2016
- 11 years as a Fiduciary Investment Manager for his clients
- 401k Investment Manager for over 100 retirement plans across the US
Start with a
30-minute Call with Ed
Karat Quarterly 401k Allocation Adjustments
Just $50/Quarter
Subscribe to Ed’s Monthly Takes
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