833-527-2848 
401karat for your Business
Make your Retirement Plan
a Real Employee Benefit
We are here to help make retirement a real employee benefit, whether it is to attract new talent or to reward your employees.
Stop losing talent to your competitors and start retaining your top performers.
✓ Attract New Talent
✓ Retain Top Performers
✓ Help Employees Retire Faster
FinTech with a human touch.
Our Mission
We understand everyone’s financial situation is unique and our mission is to bridge the gap between the American Dream and the American Reality.
Portfolio Technology Methodology
Our Investment Analysts run your current retirement lineup throughout proprietary technology math-based methodology to optimize your portfolio.
Quarterly Portfolio Models
Each quarter, you will receive four risk-based models for employees to select from based on their risk.
Modern Investing Made Simple
Your employees will get financial advice for a portion of the cost.
How It Works
Step 1 | Sign Up
You simply register for your 401karat account by completing a short risk tolerance questionnaire. No contracts, no commitments.
Step 2 | Schedule Your Personal, 30-Minute 401karat Walkthrough
Once you have signed up, you will receive a confirmation email with instructions and a link to schedule a 30-minute virtual walkthrough with Ed Chairvolotti. Ed will provide basic education about the problem of Wall Streets "Set it and forget" mentality, and the simple idea behind the 401karat investment methodology. He will then review and assess your current 401k fund lineup with you, and teach you about the 401karat process of making allocation changes to your 401k funds once you receive your custom recommendations in Step 3.
Step 3 | Get Your Custom Recommendations and Make The Changes
Once 401karat has analyzed your retirement investment options through our advanced investment analysis, you’ll receive an email letting you know to log into your 401karat portal to review your recommended allocation changes. Once you’ve received your custom allocation, you can login to your company retirement website and make the recommended changes to your plan. At 401karat, we believe investors should have the final say regarding their investments.
Step 4 | Quarterly Updates to Keep Your 401k Karatized
We will bill you only $50.00 every 90 days. (With no contracts and no commitments, you can cancel at any time.) Every quarter, you’ll receive new allocation recommendations from 401karat. In the meantime, feel free to keep up with the market by reading 401karat’s regular market updates!
At 401karat, we know you are the kind of business who wants to empower your employees to take control of their retirement. In order to do that, you need to get assistance in carrying the weight of your fiduciary responsibility.
You’re facing challenges like company morale, productivity, getting 401k training for employees, staying competitive in the job market and bringing in new talent.
We believe that your employees shouldn’t have to go through life with the mentality of, “I’ll never stop working.” That’s why we have a flat-rate fee, so your employees aren’t penalized for being proactive and saving for retirement.
Get your free consultation today so you can stop feeling frustrated about your HR situation and start providing valuable benefits to your employees.
